Chongqing Rural Commercial Bank Co.,Ltd. hosted its interim results briefing for the 2026 fiscal year on September 10.
Zhang Hao, General Manager of the Digital Finance Department, revealed that the bank is actively executing its "Artificial Intelligence Plus" initiative, which led to the launch of 18 new intelligent application scenarios during the first half of the year.
Among these, the intelligent financial review system now automatically captures and processes data from non-standard image files across nine business categories, driving a 60% overall improvement in financial review efficiency. This innovation has also reduced manual operational costs by nearly 30% and lowered the financial error rate by 45%.
Additionally, the judicial document recognition technology has compressed data entry workflows from six to thirty minutes down to just one minute, marking an efficiency gain of over 80%.
Looking ahead to the second half of the year, Zhang Hao noted that the bank will focus on digital credit products by prioritizing the digitalization of inclusive lending. With objectives centered on fully online products, streamlined processes, and controllable timelines, the bank aims to expand the reach of inclusive financial services and enhance customer satisfaction and overall experience.