Bank of Guizhou released its interim report for the six months ended 30 June 2026, showing a solid performance across earnings, balance-sheet expansion and risk metrics.

Net profit rose 5.26 % year on year to RMB 2.24 billion, driven by a 1.28 % increase in operating income to RMB 6.18 billion. Net interest income grew 5.17 % to RMB 5.17 billion, offsetting an 11.67 % decline in net fee and commission income.

Total assets reached RMB 633.79 billion, up 3.83 % from end-2025. Customer deposits expanded 9.12 % to RMB 420.39 billion, while gross loans and advances climbed 3.26 % to RMB 391.52 billion.

Asset quality remained stable: the non-performing loan ratio rose slightly to 1.68 % (end-2025: 1.65 %), with loan-loss coverage at 323.98 %. The allowance-to-loan ratio stood at 5.43 %.

Capital buffers stayed above regulatory minimums. The capital adequacy ratio was 13.64 %, with a core tier-one ratio of 10.94 %. Liquidity indicators remained robust; the liquidity coverage ratio measured 210.82 % and the loan-to-deposit ratio improved to 95.05 %.

By segment, corporate banking generated RMB 3.33 billion of operating income, retail banking RMB 1.91 billion, and financial markets RMB 0.93 billion. Technology finance loans rose 5.37 % to RMB 44.75 billion, green finance loans increased 3.21 % to RMB 64.15 billion, and inclusive finance loans grew 2.26 % to RMB 59.33 billion.

The bank ended the period with 221 outlets, 5,536 employees and a loan book diversified across leasing & commercial services (30.15 %), wholesale & retail trade (16.59 %) and manufacturing (7.88 %).

Management reiterated its focus on “five major finance” pillars—technology, green, inclusive, pension and digital—while maintaining prudent risk controls and supporting Guizhou’s economic development.